Where's my stimulus check? Here's when your payment should arrive and how to track it.
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- Biden authorized $1,400 stimulus checks in signing the American Rescue Plan on March 11.
- The first wave of payments will be deposited into bank accounts this weekend, the White House said.
- Soon you’ll be able to check the status of your payment using the IRS’s “Get My Payment” tool.
- Calculate your third stimulus check payment »
The largest stimulus check of the pandemic is on its way.
On Thursday, President Joe Biden authorized $1,400 cash payments as part of the American Rescue Plan. The $1.9 trillion relief package also includes an enhanced child tax credit, expanded unemployment benefits, and food and housing assistance.
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With the previous two rounds of stimulus checks as precedent, it’s likely the IRS will deliver most payments to eligible Americans by mid-April. People whose latest tax return includes direct-deposit information will get theirs first.
The non-partisan Institute on Taxation and Economic Policy estimates that the stimulus checks will benefit more than 200 million adults and 80 million children. You need an adjusted gross income of $80,000 or less, or $160,000 if you’re married, to get at least a partial check.
A stimulus check is a non-taxable cash payment sent to qualifying Americans by direct deposit, check, or debit card. The money can be used however you want and does not need to be repaid to the government — even if you get too much.
Other names for stimulus checks include Economic Impact Payments and the Recovery Rebate Credit.
Where’s my stimulus check?
Here’s the expected timeline for delivery of stimulus checks, based on comments from the White House and previous rounds of payments:
- March 13 to 15: The first wave of direct deposits start hitting bank accounts
- March 15 to 31: Direct deposits continue; checks are mailed
- April 1 to 15: Checks arrive
The IRS is working to update the “Get My Payment” tool so taxpayers can track their check online. It was last available at the end of January and showed the status of both the first and second round of payments, including the method of delivery (either direct deposit or mail) and the date of issue.
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