Surveys Indicate Inflow of Stimulus Checks to Stocks, Bitcoin

Key Takeaways

  • Eligible low income American citizens are set to receive $1,400 in fiscal stimulus spending.
  • Surveys conducted by Mizuho Securities and Bloomberg predict that somewhere between $10 billion to $40 billion could flow into cryptocurrencies.
  • Bitcoin surged following the last round of stimulus checks. The $1,400 payments were distributed today.

Two independent surveys conducted by Mizuho Securities and Bloomberg show that a significant portion of the $1,400 stimulus checks to be delivered to American citizens will flow to stocks and Bitcoin.

Spending Stimulus Checks in Bitcoin and Stocks

The U.S. government has sanctioned $380 billion in direct bank deposits to citizens earning less than $75,000 a year. A married couple with two children in the low-income category, for example, would be eligible for $5,600 in the third round of fiscal stimulus since the Coronavirus pandemic began. 

Mizuho Securities surveyed households earning less than $150,000, the target audience of the stimulus. They found that 40% of respondents plan to invest the money in stocks and Bitcoin. 

One in five respondents said they would invest 20% of their $1,400 in stocks or Bitcoin. Further, 13% suggested that they would allocate up to 80% of their stimulus checks in investment assets. Dan Dovel of Mizuho wrote to his clients:



“Bitcoin is the preferred investment choice among check recipients. It comprises nearly 60% of the incremental spend, which may imply $25 billion of incremental spend on Bitcoin from stimulus checks.”

The survey concluded that up to $40 billion could flow into stocks and Bitcoin.

Another survey report from Bloomberg and Morning Consult, which comprised over 2000 respondents, found that $20-$100 billion could flow in stocks and almost “half as much” in cryptocurrencies. Popular crypto enthusiast Alex Kruger shared the results on Twitter earlier today. 

Kruger added that only “$10 billion in crypto inflows should have a significant impact on prices.”


During the first phase of global lockdowns, the American government granted the first direct deposit of $1,200 to individual accounts in April 2020. Bitcoin has surged over 800% since then. In comparison, the NASDAQ index increased by around 30%.

Bitcoin has surged over 100% since legislation was signed for the last $600 payment on Dec. 27, peaking above $60,000 on Saturday. The majority of the $1,400 checks hit accounts earlier this morning.

Disclosure: The author held Bitcoin at the time of press. 

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